Top Tips to Get Cheaper Motor Insurance
Your motor insurance premium will vary depending on several factors including your age, your sex, the size of your vehicle and the type of car. There are of course many other factors that are taken into account when taking motor insurance and seeking the best deal, but there are ways to reduce the cost yourself.
Tips On How To Keep The Cost Of Your Motor Insurance Down
- If you have a garage use it – a large number of vehicle crime happens overnight so many insurers will reward you with a discount if you park it in your garage. Alternatively, try and park your car on the drive by the side of your house as it will be deemed a more secure area than on the roadside.
- Maintain an excellent driving record as even one point on your license can increase the cost of your premium.
- Install extra security devices – most modern cars come with alarms, however if your car doesn’t have one it can be purchased for around £30 and can be easily installed. As well as reducing the cost of your premium, a car alarm will act as a deterrent to any thieves and vandals.
- Avoid modifying your car – around half of all insurers won’t cover your vehicle if it has been significantly customised.
- Bear in mind that vehicles with a larger engine will cost more to insure.
- Sometimes it may be worth adding another driver to your policy as it can reduce the premium if the other driver has a clean, safe record.
- Pay your premium all in one go as it is often cheaper than monthly installments.
